Regardless of the industry you are in, assuring you have adequate commercial coverage is essential. As a business owner, your time and energy is better spent building your business. Here at The Innsurance Group, we would like to remove the headache of insurance off of your shoulders and onto ours. With over 50 years of experience, we pride ourselves in being able to look at the ins and outs of a business and put together a custom insurance package.
General Liability
-Commercial General Liability is a type of insurance coverage that provides protection for a business against bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries that occur on the business’s premise.
Property Insurance
-Commercial Property Insurance is meant to protect your business’s physical assets. Assets ranging from your actual building to the contents inside your building should all be covered on a Property Policy.
Workers Compensation
-Workers’ Compensation coverage provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill in the course and scope of their job. It also pays death benefits to families of employees who are killed on the job.
EPLI (Employment Practices Liability Insurance)
-EPLI provides coverage to employers against claims made by their employees alleging discrimination, wrongful termination, and harassment. Coverage can also be purchased to protect against third party allegations.
Commercial Auto
-If you are using a specify vehicle for your business needs, odds are that it should be insured on a commercial auto policy. A commercial auto policy is will provide protection for unusual work vehicles, hauling special equipment, and transporting goods or people. These things would most likely not be covered on a personal auto policy.
Excess Liability
-Excess liability is additional coverage that can be purchased and placed on top of your existing coverage. For example, an excess policy can be placed on top of a general liability policy. In the event that the general liability policy has exhausted all of its coverage, the excess policy would be called on to cover the remainder.
Cyber Liability
-With the world becoming more digital day by day, cyber-attacks are on the rise. A Cyber policy would protect your business from malicious cyber-attacks though the internet.
Have questions about a coverage not listed here? Please reach out and we would be more than happy to shine light on any issues you may having!